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banking tips and advice


Ponzi Schemes explained

Have you ever come across an “Investment plan” that promises extremely high returns per year, guaranteed? Chances are you will lose your money.

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7 Hot Financial Tips For Millenials

Financial tips for those millennials who spend every paycheck on ridiculous things.

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Inflation – An invisible tax (Part 1)

Inflation, it's a concept we hear often as another year unfolds - but how does it affect our finances?

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5 Personal Loan mistakes everyone must avoid

Taking out a personal loan may be the easiest financial service we undertake for ourselves, but there are some things one should always be careful of before signing the dotted line.

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Is there such a thing as "good debt?"

The Guru shares his secrets about growing your wealth by knowing the difference between good and bad debt.

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Should you use a personal loan for your business?

What do you do when you want to either start a business or expand it, but the application for a business loan fails? Is using a personal loan a good idea when it comes to financing your business?

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Don’t let love burn a hole in your pocket…

Cupid is making his way to town! Spoil your loved one with fun, inexpensive and heartfelt gifts this Valentine’s Day.

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Be proactive… avoid money wasters

We all spend too much money on something out there whether it is expensive or not. Think twice before spending your hard-earned cash.

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6 Things To Do Now To Cut The Cost Of Christmas

Christmas is around the corner, and it's best to be prepared. By starting to plan now, and avoiding the last-minute madness, you can save a ton of time and money. Here are our 6 easy ways you can cut down on costs this Christmas:

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5 Tips on Making Finances in a Marriage Work

One of the most common causes for marital problems is money, and it’s not worth the unhappiness. Follow our 10 tips to making joint finances work in your marriage:

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How To Become a Millionaire With 5 Simple Habits

Self-made millionaires confessed, with a few simple habits they were able to attain their success more easily than most people. The Society for Personality and Social Psychology believes 40% of our daily activity is formed by our habits, which make things easier for our brain and allows us to do things on auto-pilot.

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Could You Cope Financially In A Crisis?

It may not be something you like to think about, but it’s a question we’re all faced with, and it’s extremely important to have a contingency plan.

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[How To] Stay Safe At An ATM With These Five Tips

While more and more South Africans switch to digital channels for their banking needs many more still make use of an ATM to transact.

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How To Turn Small Change Into Big Cash

It never easy building up our savings account, but money that always seems to be building up is the loose change in your purse or wallet.

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How You Can Save/Make Money By Simply Making A Phone Call

Everyone has bank accounts, loans and various insurance policies that they need to make payments to each month, but not everyone is certain that they have the best one.

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What Is An Emergency Fund?

An emergency fund is a stash of money that you put away for "a rainy day" or in case of an unanticipated emergency. Such as emergency could include losing your job, sudden car repairs or replacing a household appliance.

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10 Signs You’re In A Financially Abusive Relationship And How To Stop It

Who ever said abuse is only something faced in romantic situations?

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Simple And Risk-Free Ways To Make Money According To Financial Experts

Looking to make a few extra Rands here and there but don’t have the time, and aren’t will to take a big risk?

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How Procrastinating Can Cost You Money

Not getting around to sorting out your finances can cost you in the long run. With Spring underway it is time review your unhealthy delay tactics and get on top of your finances.

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7 Easy Ways to Get the Best Deal on Car Insurance

Finding the best Car Insurance deal for you can be a daunting task. By keeping certain factors in mind, you can greatly reduce your rates.

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The Importance Of A Good Credit Score

Your spending habits are noted by more than just your angry spouse, they can determine your financial future.

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50cent Or A Rand: You Might Need Debt Consolidation

Curtis Jackson, or as he is better known by his hip-hop moniker, 50 Cent, is no stranger to adversity. Growing up in the New York City, he was shot nine times in April 2000 by an unknown gunman.

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Why Do Start-Ups Fail?

Fear of failure is evident in all of us, and where a business is involved; your reputation is on the line constantly. So why do our start-ups, despite our best attempts, still flounder and fail?

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The Things You Didn't Know About Being An Entrepreneur

Deciding to venture out and become an entrepreneur is both a thrilling and intimidating decision.Take a look as we recount some inevitable truths of being your own boss.

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Manage Your Debt In 5 Simple Ways

Debt can cripple you financially if not managed correctly, but at the same time debt it is almost unavoidable in today’s economy. You could mange your debt and save money by enforcing these few habits into your lifestyle:

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An Easy Guide To Sort Out Tax Without Feeling Like A Fool

The average person works most of their life and tax deductions are seen but never completely understood. This is a common feel for most when "tax", "returns", and "Sars" is mentioned.

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Head to Head - Credit Card vs. Debit Card

While we all have access to debit cards, there comes a time when you would like to apply for a credit card, but you’re still wary about its effect on your monthly budget. We’ve compiled a head-to-head comparison of credit cards and debit cards, to help with your decision making.

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How Should A 22 Year Old Invest His/Her Money?

Investing in shares, mutual funds, and money market babble flies right over your head when you’re in your twenties.However, research found that many people listed not investing as one of their biggest regrets. Here's how to invest money when you’re in your twenties and make it count.

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How To Become Debt Free By The Age Of 30

It's easy to fall into a habit, but it's so much harder to get out of it. Impatience, poor planning, purchasing ostentatious goods, and constantly borrowing can quickly see you in debt before you're 25 or even younger. Find out how to unburden yourself from it.

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The Stock Market Is Not For Sissies

Investment gurus will tell you there are two ways to make money. One is to work for it. The other is to get it working for you. Research shows that good shares on the stock exchange consistently deliver a higher return than almost any other investment in the long term. However, investing in stocks is not for sissies – because it does carry an element of risk, especially if you approach it like a night at the casino.

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How to Get Rid of a Negative Credit Listing

Falling behind on your bills is just miserable but having a judgement or adverse report on your name is positively soul destroying. That one liner on your credit report can prevent you from getting credit, renting home or even scupper your job prospects. If you are in this in this situation you need to extract yourself as soon as possible.

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Seven Really Dumb Excuses For Not Saving

We are really good at coming up with excuses when we have done something wrong, no-one likes to admit they messed, up so our talent for “cover up” is well honed. While cover ups serve us well when trying to avoid the wrath of a co-worker whose tuna sarmie we illegally snaffled but when it comes to managing our finances, the only person we are fooling is ourselves.

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Seven Budget Bloopers We Make

Here are 7 things you should and shouldn’t do with your cash if you want to be one of those rich people you love to hate.

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Tips on How to Manage Your Money

The methods to successfully managing your money seem simple enough, until execution that is. Whatever you have to do to get the following tips imprinted into your brain – and actions – do it! These will serve you well in both stressful financial times and periods of wealth.

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Investment Tips for 2015

Here are 15 investments tips that will help you get more out of 2015.

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15 Money-Saving Strategies for Couples

If you and your partner have big plans coming up, whether it’s a vacation, marriage, new house or even a child, finding ways to pinch pennies can sometimes be difficult. However, there are some simple ideas to stretch dollars and cut corners in order to help you meet your financial goals. If you aren’t sure where to begin, here are 15 money-saving tips to get you started.

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7 Money-Saving Suggestions You Should Take To Heart

I like to think I am pretty good with money. One of the reasons for this is that I’ve always been reasonably independent and have made a few of my own mistakes along the way. To err, as they say, is human.

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How to Beat the Bank by Becoming the Bank

Banking in some form has been around for thousands of years. It is responsible for untold wealth for lenders -- and the model can be replicated by average families to create and preserve wealth.

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Gamification: A Manager’s New Best Friend?

Games have been used to motivate and engage people since the dawn of time. They speak to one of our most basic instincts - the desire to play, compete, achieve and be part of a team.

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How to find your perfect neighbourhood match

Home buyers should pick the right neighbourhood before they even start looking for a house, according to Abel Mngadi, head of new business and sales at FNB Housing Finance.

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10 things you should be saving for, just in case

You know you should be saving your money, but do you know why? Here are ten things you should be saving for, just in case. Don’t be caught off guard! Knowing what you need money for will make it easier for you to save.

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How should you spend a payday loan?

We have all been in the situation where money is tight near the end of the month, getting that extra financial boost can be a lifesaver. Here are some ideas to get the best value for your payday loan.

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5 life changing ways to renovate your home

There are some fantastic ways to improve the resale value of your home while making it more comfortable for you and your family.

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5 need to know tips to get the right home loan

You can buy your dream home but there are a few things you need to do before you apply including preparing the legal documents, saving for the down payment and more.

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Tips for first-time home buyers

Buying a home for the first time can be daunting yet exciting, follow these four essential tips to make sure you get the best out of your new home.

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Handle Your Debt with 7 Easy Tips

About ten million adult South Africans are faced with impaired credit records from missing three or more monthly payments, negative listing, and negative judgement and administration orders against them. It’s time you solve your debt problem the right way.

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How to Save Money on Household Expenses

The high cost of living forces many of us to review our expenditure and make a few changes and cut backs. A large percentage of our income goes towards household expenses. The best way to successfully save money is to start cutting costs around the house.

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How to Prevent ATM Fraud

There are simple steps the public can take to prevent ATM fraud, the SA Banking Risk Information Centre said on Wednesday.

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Save Big on Banking With 6 Easy Tips

Click n Compare brings you 6 easy-to-follow tips to make it easy for you to save on your bank charges.

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Quick Links

Oscar Pistorius to be sentenced this week
Oscar Pistorius is due to be sentenced this week in the High Court in Pretoria. Proceedings will start at 9:45am.
Dlamini claims SA can survive on R753 a month
According to Minister of Social Development, Bathabile Dlamini, South Africans can live off R753 a month. A little rich coming from someone who earns just over R2 million a year.
South Africa’s economic fate is in the hands of ratings agency
South Africans will be holding their breath as the country’s credit rating is announced later today.
South Africa’s (Potential) Credit Rating Downgrade
In June, Standard & Poor’s (S&P) will make its decision on whether to downgrade South Africa’s credit rating to junk status or not.
Consumers saved by the National Credit Amendment Act
Are you stuck with debt older than three years? Thanks to the National Credit Amendment Act, debt that are prescribed are no longer legal to collect.
Ponzi Schemes explained
Have you ever come across an “Investment plan” that promises extremely high returns per year, guaranteed? Chances are you will lose your money.